Consider several small business funding options.

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Assets

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Assets under management

$28.90M

Professionals

120+

Earning client trust since

2016

Who we are

Funding Solutions to Help Your Business Flourish and Ascend.

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Our Philosophy
Growing a business is challenging. Getting growth capital for your business should not stand in your way. With dozens of Loan Products; including SBA Loans, Invoice Factoring, Lines of Credit and more, we are here to help you build your business so that it can flourish and ascend to new heights.
Opportunity doesn't wait, and neither should you. We offer streamlined applications and minimal documentation requirements to get you approved quickly. Depending on the product, you can secure the working capital you need in as little as 1 to 3 business days.
Every business has a unique financial footprint. Whether you have excellent credit and need a 30 year SBA loan, or you need immediate cash flow via a Merchant Cash Advance, our diverse portfolio of funding options ensures you get the exact right fit for your revenue goals.
LOAN PRODUCTS

Read about your financing options

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SBA Loans

Lines of Credit

Term Loans

Invoice Factoring

Short Term Loan
Our Values

We Listen, Think Independently, Advise & Take Action

Integrity

We uphold the highest ethical standards in every interaction, ensuring transparency, and trust in our work.

Client Focus

We uphold the highest ethical standards in every interaction, ensuring transparency, and trust in our work.

Risk Resilience

We uphold the highest ethical standards in every interaction, ensuring transparency, and trust in our work.

Expertise

We uphold the highest ethical standards in every interaction, ensuring transparency, and trust in our work.

Why us?

You’ll Know What

You’re Getting Builds Wealth Steps to Take Next
We are Transparent Like that. No Gimmicks.
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Our team

Choosing The Right
Financial Planning Team

Careers
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John Smith
Vice President
Klara Berger
Senior Advisor Associate
Rebbeka Hof
Vice President
Donald Ferreira
Managing Director
Trusted partner

SEC Registered Investment Advisor

We help you achieve your vision and cultivate confidence and peace of mind across your financial journey.

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Testimonials

Client Experiences That Speak for Themselves

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4.9
Google reviews

“Finovate has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”

Carlos Martines
MEX – CEO

“Partnering with Finovate was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”

Kate Smith
Swirl – CEO & President

“I hired Finovate for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”

Rebecca Roy
H&N – CEO & President
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FAQ

Small Business Funding FAQ's

Common questions about our application and funding process.

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Depending on the product, you can receive funds in as little as 24 to 72 hours (for Merchant Cash Advances and Term Loans). SBA loans take longer, typically 4 to 12 weeks.

We have options for a wide variety of credit profiles. Our Employee Retention Credit (ERC) and Merchant Cash Advances can work with scores as low as 450+, while premium SBA loans typically require a 630+.

Not always. Many of our options, like Unsecured Term Loans and Lines of Credit, do not require you to leverage personal assets like your home or vehicle.

Most of our funding options provide flexible working capital. You can use the funds for payroll, inventory, equipment, expansion, or simply smoothing out cash flow gaps.

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